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Why You Should Consult With an Auto Accident Lawyer Under Florida's no-fault auto insurance laws, your car insurance policy will cover damages to property and injuries, unless the responsible driver is not insured. This is why it's important to speak with a lawyer if you've been involved in a car crash before making an oral or written statement to the insurer. If your case is taken to court, oral and written statements could be used against you. A lawyer for car accidents with experience will know how to prepare and present a case in the most favorable light. Damages There are two kinds of damages that a victim may receive after an automobile accident. These are economic and non-economic. Economic damages are easily quantifiable losses. They include medical expenses, lost wages and vehicle repair costs. Non-economic damages, on the other hand, are more difficult to quantify. These damages may include emotional distress and loss of enjoyment of living. An experienced lawyer for car accidents can help victims receive the maximum amount of compensation. They can also help negotiate a fair settlement with the insurance company of the driver at blame. If the insurance company doesn't agree to payment, they can bring the case to court. A competent lawyer for car accidents will ensure that the victims are compensated for all their potential losses and expenses. This can be done by collecting the most information possible from the scene of the accident. For example, they can capture images of the location of the accident, and collect details from witnesses. This will prevent the insurance company from attempting to reduce or deny your claim. A lawyer from a car accident can also help victims calculate their total costs. This includes past and future medical treatment, as well as any expenses related to home care or hiring someone else to do chores or cook, if the injury has made it impossible for the victim to carry out these tasks. Medical bills Medical bills can quickly add up after a car crash. Even with no-fault insurance coverage or an injury lawsuit settlement the bills won't just disappear. You'll need help to pay them now, not later. Luckily, there are two options to pay for medical expenses that are covered by your car insurance and health insurance. The former is commonly known as Med Pay in New York, and it will cover your medical expenses following an accident in the car, regardless of the person who caused the crash. The latter is typically provided by the state (Medicare) or via private insurance plans. Always visit the doctor following an accident, particularly when you're feeling unwell or believe that your injuries aren't serious. A quick examination can ensure that all of your injuries are properly treated including any internal injuries. Your visit can also result in an medical record that could be crucial in the event of a lawsuit. If you have exhausted the two options above after which you can go to the driver who was at fault's liability policy if it is enough to pay for any damages. Remember, however that you'll need to pay your own deductible as well as copays first. Once you have reached an agreement with the party responsible, you will be reimbursed for all accident-related costs. This is why it's vital to keep track of all your bills and anything you spend out of pocket. Loss of wages In addition to medical expenses and property damage, a serious accident in the car can result in the loss of wages. It can be very difficult to meet your financial obligations if you are unable work due to an injury sustained in a car accident. You may have to borrow money from relatives or use savings from your personal account until your case is settled. An experienced New York car accident attorney will review your case and determine whether you have an adequate claim for loss of earnings. In the case of a car crash, a judge can award compensatory damages in order to pay you back the money you would have earned if you hadn't been injured. Payroll, benefits and overtime are all included under the umbrella of “economic damages.” The goal of this type of compensation is to restore you to the financial position you had before the accident occurred. A judge will calculate the amount you've lost when you are unable to work because of your injuries by reviewing a letter that confirms the plaintiff's salary or hourly rate and the time you missed work. Bank statements and paycheck stubs are also pertinent. Profit-and-loss accounts, tax returns and profit and loss reporting can also be included. In addition to lost income, an auto accident lawyer will seek compensation for lost earnings potential. This is a complicated aspect of your injuries that could be difficult to prove and will require the assistance of an expert witness. Pain and suffering You may be left with unpaid medical bills, damaged to your property, or even lost income in the event of an accident that is severe. You could also suffer psychological and emotional trauma. The pain and suffering you experience can be very real and deserves to be compensated. A lawyer can help get you the money you deserve. A lawyer can also help you navigate dealing with insurance companies. Insurance adjusters are motivated by their own financial interests and often attempt to deny or minimize your claim. A car accident attorney can shield you from these tactics and negotiate an equitable settlement for your losses and injuries. Note all expenses and property damage you incur as a result of the accident. This includes medical bills, repair estimates and receipts for any damaged items. Take auto accident attorney yakima of your injuries as well as the accident scene. Avoid discussing the accident with anyone else, except medical professionals and police officers. A lawyer can help identify the person who caused the accident. New York is a “comparative fault” state, meaning that the amount of the damages you are awarded will be lowered by your percentage of the blame. In some instances, a corporation, a city or state agency, a sanitation company or public transportation service could be the responsible party.